How It Works

We are a people powered team that focuses on you. We want to find you quality, financial solutions to get you a car and back to your livelihood. Our customers reach out to us because banks are set up to help those who have good credit, and most dealerships will not often have access to the specific financing programs unique to their circumstances. We specialize in helping people with bad credit. We recognize that each one of our customers comes with diverse and unique financial backgrounds. We play an integral role in helping thousands of British Columbians find affordable vehicles that suites their lifestyle needs.

Just the basics! Provide us with your location, a bit about your financial background, and we’ll take it from there. Within as little as a few hours, we should notify you on who best can meet your financial needs.

That’s no problem at all. We specialize in helping customers with all kinds of credit backgrounds.

If all of your payments are made promptly and on time, a vehicle purchase holds the potential to repair your credit. However, every individual financial situation is unique. Check with your financial institution first before you make the decision to auto finance with us.

Our dealer partners do. Even if you still owe money on your vehicle, we are happy to look at and work with trade-in vehicles. We may also be able to use your trade-in as a down payment towards your new vehicle, which may help lower your monthly installments.

While we function like a loan broker, we do things a bit differently. First, we offer you the comfort of seeking financial assistance and vehicle information from your own home. No shopping around, no confusing (and frustrating) back and forth that eat up your precious time. We do the work for you. Then, we find a dealer partner in your area, get the two of you in touch to let you know what choices are available. We streamline the process as much as possible to get you driving off the dealer’s lots with a new car.

This depends on several factors. Once you apply, you will be contacted by our team to help match you with the right vehicle that fits your budget.

The application takes less than five minutes to fill out. Once you submit, within 24 hours, you’ll hear from one of our dealership partners. You could potentially drive your new car off the lot within the week!


All we require is that you be 19 years or older and a permanent resident of Canada.

No, however, it is often a way to lower your monthly installments, which means you pay off your vehicle much faster.

Not at all. Our dealership partner will get in touch with you to inform you that you have been approved. From there, the car purchasing process is the same as usual.

Yes! We can help you no matter what your financial circumstances. When you apply with us, we are able to match you with a dealer that has a specific program dedicated to assisting anyone going through bankruptcy.

Vehicles and Payment Details

Since we don’t provide the financing ourselves, we are only able to quote to average rates. Typically, the interest rates will be determined by a number of factors, such as the amount financed, the term you agree upon, and the exact approval you qualify for.

You name it! Trucks, cars, SUVs; we have an inventory page for you to refer to so you can get an idea of the type of vehicles our dealer partners carry.

Get approved today.

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