Car Loans in British Columbia For Newcomers and All Credit Types

We help you find the right vehicle and financing based on your situation, not just your credit score. Newcomers, no credit, bad credit, refinance or trade-up options. We have you covered.

We help drivers across Vancouver, Surrey, Burnaby, Richmond, Langley, Abbotsford, Victoria, Nanaimo, Kelowna, and all of British Columbia.

Vehicle Financing and Car Loan Approvals Anywhere in BC

If you are new to Canada, have no credit, are rebuilding after past credit challenges, or feel stuck with a payment that is too high, getting a car can feel stressful. We make it easier. Our online application helps us understand your situation so we can match you with lenders in BC who are open to real-life circumstances.

We help with:

Newcomers to Canada
No credit or limited credit
Bad credit or past payment issues
First-time buyers
Upside-down or negative equity situations
Refinance or trade-up options to lower payments

Your past does not have to define your future. You deserve clear answers and straightforward financing options.

Over 100 Dealer Partners
Domestic and Import Models Available
1000's of Vehicles to Choose From

Car And Auto Financing Made Simpler in BC

If you have no credit, bad credit, or you are new to Canada, the car loan process can feel overwhelming. Our job is to make it easier. You complete a quick application and we match you with lenders and dealers that fit your situation and budget.

Even if you are upside down on your current loan or your interest rate is high, we review refinancing and trade-up options and explain what is realistic.

How It Works

What do people say about us

I felt like I was doomed to ride transit for the rest of my life. I'm blown away by the services at BC Drive - they got me the best financing options and paired me up with a dealership that was well within my budget! I'm already planning a summer road trip - I can't wait to take my new car out on the road. Thank you so much!

Natasha

.

It took me five minutes to apply online and was matched up twenty minutes later with a dealership who found me a great deal. Literally a game changer - I love my new car!

Trevor

.

I have some pretty awful credit, and I thought that my bad score would impact my ability to finance a car. But after clicking on an online ad, I thought what do I have to lose? And I'm so glad I took 5 minutes to fill out your application. Approved within 24 hours, I was matched with a dealership who found me an amazing Ford Explorer. I can't thank you enough for helping me - I recommend you to anyone, especially someone who needs a second chance!

Grant

.

I'm so happy with the service at BC Drive - the people are so efficient and thoughtful. They really want you to be happy with the car you get. I've been driving my new car for about 3 months now. I get so many compliments on it, and every time people ask, I recommend BC Drive - you guys changed my life!

Sheila

.

Talk To a Real Advisor About Your Car Loan Options in BC

If you are new to Canada, rebuilding credit, or dealing with a high payment, we review your situation and explain your options with lenders across British Columbia. We help drivers with no credit or bad credit, and we review refinance or trade-up paths where possible.