Privacy Policy

Consent

By providing BC Drive Ltd with your personal information, you consent to the collection, use, disclosure and retention of that information by BC Drive Ltd in accordance with this Privacy Policy and as otherwise permitted by applicable law.

Personal Information

In this Privacy Policy, “personal information” means information about an identifiable individual, such as an individual’s name and email address, but does not include (to the extent permitted by law) information that is publicly available in a telephone directory or that is business contact information that enables an individual to be contacted at a place of business.

Collected Information

Information You Provide

You may be asked to voluntarily give your personal information to BC Drive Ltd. when you interact with us, including when you apply for an account or membership, subscribe to a newsletter, register to receive information, apply or register for or order a product or service offered by BC Drive Ltd.

Automated Collection

BC Drive Ltd may automatically collect certain information regarding your use of BCDrive.ca, such as the dates and times that you access the website, the browsers, operating systems, software and devices that you use to access the website and details of your use of the website.

Much of the information that is automatically collected by technological means is non-personal information (because the information does not identify you), and BC Drive Ltd. will deal with that non-personal information as explained below in this Privacy Policy unless applicable law requires otherwise.

Credit Reports

When you apply or register for, order or use certain products or services from BC Drive Ltd. you acknowledge and agree that any dealers or other persons or organizations to which we have disclosed your personal information in accordance with this Privacy Policy, may request a credit report for any legitimate purpose associated with your application (for credit, extending credit, modifying the terms of your credit agreement, or collection on your account).

Information on Referred Transactions

If BC Drive Ltd. refers you to an independent business (e.g. a car dealer, lender or credit card company) for a proposed transaction (e.g. a car purchase, loan or credit card), then BC Drive Ltd. may collect from that independent business information regarding the transaction to update your confidential profile for use by BC Drive Ltd. as set out in this Privacy Policy.

Interest-Based Advertising

BC Drive Ltd. may use interest-based advertising services (sometimes called “remarketing” or “retargeting”) provided by third party vendors (such as Google and Facebook) to display advertisements on third party websites and social media sites visited by users of Bc Drive Ltd. website. Advertising vendors (such as Google and Facebook) use cookies, pixels or tokens (unique identifiers of a web browser on a specific computer that are installed on the computer when it accesses BC Drive Ltd. websites) to display ads based on the computer’s past access to BC Drive Ltd. You can opt-out of Google's use of cookies by visiting Google’s Ads Settings. You can also opt out of a remarketing vendor’s use of cookies by visiting their opt-out page.

Location of Personal Information

BC Drive Ltd. and its service providers may process, store and use your personal information at facilities in various countries, including Canada, the United States of America and one or more countries in Europe or Asia. The personal information protection laws of those other countries might be different from the laws of the jurisdiction in which you reside, and might permit courts, government, law enforcement agencies, regulatory agencies and security authorities to access your personal information without notice. By providing your personal information to BC Drive Ltd., you consent to the transfer of the personal information to facilities located in other countries and the processing and storage of the personal information at those facilities.

Retention of Personal Information

BC Drive Ltd. retains your personal information for the period reasonably necessary for the purposes set out or referenced in this Privacy Policy and to comply with BC Drive Ltd's legal obligations or enforce or protect BC Drive Ltd’s legal rights, or a longer period required or permitted by applicable law. BC Drive Ltd. will delete or dispose of your personal information when BC Drive Ltd. is no longer reasonably required to retain the information for the purposes set out or referenced in this Privacy Policy.